Manuals, Forms, and Endorsements
​Homeowners

​​Click a link to view a PDF version of that document.
​There are two sections below: Standard Homeowners and Preferred Homeowners.

Standard Homeowners

Standard Homeowners Full Manual (10-1-2024)
BFM-011 (10-23) - Special Protection Coverages​
BFM-304 (3-15) - Exclusion Endorsement
BFM-400 (9-21) - HO-8 Special Provisions
​BFM-WH (4-24) - Windstorm or Hail Deductible Notice
HO-2 (4-84) - Broad Form
​HO-3 (4-84) - Special Form
HO-4 (4-84) - Contents Broad Form
HO-8 (4-84) - ACV Form
HO-40 (4-85) - Structures Rented to Others (Residence Premises)
HO-41 (4-84) - Additional Insured (Residence Premises)
HO-42 (10-85) - Permitted Incidental Occupancies (Residence Premises)
​HO-43 (4-84) - Permitted Incidental Occupancies (Other Residence)
HO-48 (4-84) - Other Structures (Increased Limits)
HO-49 (4-84) - Building Additions and Alterations (Other Residence)
HO-50 (4-84) - Increased Limit on Personal Property in Other Residences
HO-53 (4-84) - Credit Card, Fund Transfer Card, Forgery and Counterfeit Money (Increased Limit)
HO-61 (4-84) - Scheduled Personal Property
HO-65 (4-84) - Coverage C Increased Special Limits of Liability
HO-70 (4-85) - Additional Residence Rented to Others (1 or 2 Families)
HO-71 (4-84) - Business Pursuits (Non-Owner Employee or Teacher)
HO-72 (4-84) - Incidental Farming Premises Liability
HO-73 (4-84) - Farmers Personal Liability
HO-74 (4-84) - Three or Four Family Dwelling Premises Liability
HO-75 (4-85) - Watercraft
HO-80 (4-84) - Residence Rental Theft
HO-82 (4-84) - Personal Injury
HO-216 (4-84) - Premises Alarm or Fire Protection System
HO-257 (6-85) - Sound and Picture Receiving and Transmitting Equipment
HO-290 (4-84) - Personal Property Replacement Cost
HO-300 (9-86) - Special Provisions
HO-303 (4-84) - Theft Coverage Increase (Form HO-8)
HO-310 (4-84) - Additional Interests (Residence Premises)
HO-315 (7-85) - Earthquake
HOBFM-200 (10-23) - Amendatory Endorsement
HOBFM-551 (12-19) - Home Systems Protection
HOBFM-552 (12-18) - Service Line Coverage
MRSB-5 (6-85) - Solid Fuel Heating Permit
MRSB-8 (12-88) - Refrigerated Products
​Privacy Disclosure
​Special Underwriting Situations

Preferred Homeowners

Preferred Homeowners Full Manual (10-1-2024)
​BFM-011 (10-23) - Special Protection Coverages​
BFM-304 (3-15) - Exclusion Endorsement
​BFM-WH (4-24)
​HO-2 (4-84) - Broad Form
​HO-3 (4-84) - Special Form
​HO-40 (4-85) - Structures Rented to Others (Residence Premises)
HO-41 (4-84) - Additional Insured (Residence Premises)
​HO-48 (4-84) - Other Structures (Increased Limits)
​HO-50 (4-84) - Increased Limit on Personal Property in Other Residences
​HO-53 (4-84) - Credit Card, Fund Transfer Card, Forgery and Couterfeit Money (Increased Limit)
HO-61 (4-84) - Scheduled Personal Property
HO-65 (4-84) - Coverage C Increased Special Limits of Liability
HO-70 (4-85) - Additional Residence Rented to Others (1 or 2 Families)
HO-71 (4-84) - Business Pursuits (Non-Owner Employee or Teacher)
​HO-73 (4-84) - Farmers Personal Liability
​HO-75 (4-85) - Watercraft
HO-82 (4-84) - Personal Injury
HO-216 (4-84) - Premises Alarm or Fire Protection System
HO-257 (6-85) - Sound and Picture Receiving and Transmitting Equipment
​HO-310 (4-84) - Additional Interests (Residence Premises)
HO-315 (7-85) - Earthquake
​HOBFM-551 (12-19) - Home Systems Protection
HOBFM-552 (12-18) - Service Line Coverage
​MRSB-1 (7-00) - Preferred Risk Program
PHBFM-200 (10-23) Amendatory Endorsement
Privacy Disclosure
​Special Underwriting Situations

Prior or Retired Versions

Standard Homeowners Full Manual (4-1-2024)
​Preferred Homeowners Full Manual (4-1-2024)
BFM-011 (5-93) - Special Protection Coverages​
​HOBFM-200 (10-23) Amendatory Endorsement
HOBFM-200 (1-11) Amendatory Endorsement
​PHBFM-200 (10-23) Amendatory Endorsement
PHBFM-200 (1-11) Amendatory Endorsement
​Standard Homeowners Full Manual (2-1-2023)
​Preferred Homeowners Full Manual (2-1-2023)
​Standard Homeowners Full Manual (9-1-2022)
Preferred Homeowners Full Manual (9-15-2022)
​Territory Factor Change Effective 9-1-2022
​Standard Homeowners Full Manual (9-1-2021)
​Preferred Homeowners Full Manual (7-15-2021)
​Standard Homeowners Full Manual (7-15-2021)
​Standard Homeowners Full Manual (8-15-19)
Preferred Homeowners Full Manual (8-15-19)
​